521 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

$2,500,000

Exceptional Opportunity on sought after Harbor Drive North - imagine building a new UNELEVATED home to code - neighbors have. SHORT TERM RENTALS allowed. EXCELLENT seawall and unparalleled potential with this rare waterfront property, located on one of the highest streets in Indian Rocks Beach on a coveted AE8 flood… Read More zone parcel which means this will likely allows you to build an UNELEVATED new home like the one down the street at 498 Harbor Dr being completed June 2025 - check it out. . This home during Hurricane Helene, only got a few inches of water and a testament to its higher elevation and resilient location. This offering includes two connected waterfront lots (at 74 x 120’ each), providing endless possibilities. Keep them together for an extraordinary estate or explore the potential of splitting them to create two distinct properties. Build your dream home on one lot while living comfortably in the existing residence—a spacious 2-bedroom, 2-bath home with 1,883 sq ft of living space and an attached 2-car garage. Step outside to your private oasis: Complete with a covered pool perfect for sunny Florida days; A large composite dock with built-in bench seating, the ideal spot to soak in breathtaking sunsets over the water; A circular driveway offering ample parking, perfect for hosting your family and friends; Nestled on a quiet street and also on a broad basin of water so you're not looking at your neighbors when outside. Enjoy relaxing and your privacy and still great proximity to vibrant local amenities. You’re just moments from popular restaurants, charming shops, and the beautiful Gulf beaches. Plus, this neighborhood allows short-term rentals, unlocking even more investment potential—imagine two income-generating properties or one luxurious retreat. Where else can you find two large adjacent lots like this, in such a prime beach location with seawalls in great shape and a large composite dock and pool, priced below land value? Whether you envision a grand waterfront estate, dual investment properties, or your slice of paradise, the possibilities are as vast as your imagination. Don’t miss this rare chance to own a piece of Indian Rocks Beach waterfront at an exceptional value. Floor plan is available in photos. This home took minimal water (below baseboards) during Hurricane Helene. Don't miss virtual tour. Read Less

Courtesy of FUTURE HOME REALTY INC 813-855-4982

Listing Snapshot

Days Online

Last Updated

Feb 22, 2025

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

1,883

Lot Size

0.41 Acres

Year Built

1963

MLS Number

TB8346260

30 Days Snapshot Of 33785

$1,015k

-12%

(avg) sold price

homes sold

+4%

(avg) days on market

Snapshot

Area Map

Additional Details

Building

Living Area Meters: 174.94, Room Count: 5, Architectural Style: "Florida", Building Area Total: 3334, Building Area Units: Square Feet, Construction Materials: "Block", "Concrete", "Stucco", Direction Faces: East, Levels: "One", Living Area: 1883, Stories Total: 1, Year Built: 1963

Water Features

Water Access: Canal - Saltwater, Intracoastal Waterway, Water Extras: Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall - Concrete, Water View: Intracoastal Waterway, ICW Frontage: 148 Feet, Total Water Frontage: 148 Feet, Water Front Features: "Canal - Saltwater", "Intracoastal Waterway"

Lot

Lot Size Square Meters: 1650, Total Acreage: 1/4 to less than 1/2, Features: "City Limits", "Paved", 0.41 acres, 17760 square feet, Dimensions: 148 x 120, View: "Water"

Miscellaneous

Number Times per Year: 365

Pets Policy

Pet Restrictions: See the City of Indian Rocks Beach code on any pet restrictions - As this is an estate sale and Seller is without actual knowledge of pet restrictions for this Property, Pet Size: Extra Large (101+ Lbs.), Max Pet Weight: 101, Pets Allowed: "Cats OK", "Dogs OK", "Yes"

Property Access

Road Surface: "Paved", Road Responsibility: "Public Maintained Road"

Appliances & Equipment

Appliances: "Other"

Cooling

Cooling: "Central Air"

Exterior Features

Exterior Features: "Sliding Doors"

Fence

Fencing: "Chain Link"

Fireplaces

Fireplace Features: "Other"

Floors

Flooring: "Terrazzo", "Tile"

Foundation

Foundation Details: "Slab"

Garage

Attached Garage Yn: t, Garage Spaces: 2

Heating

Heating: "Heat Pump"

Interior Features

Interior Features: "Built-in Features", "Primary Downstairs", "Skylight(s)", "Split Bedroom"

Laundry

Laundry Features: "Electric Dryer Hookup", "In Garage", "Washer Hookup"

Parking

Parking Features: "Circular Driveway", "Garage Faces Side", "Off Street", "On Street"

Pool

Pool Features: "Fiberglass", "In Ground", "Screen Enclosure", "Tile"

Property

Patio and Porch Features: "Covered", "Deck", "Enclosed"

Roof

Roof: "Tile"

Sewer

Sewer: "Public Sewer"

Utilities

Utilities: "BB/HS Internet Available", "Electricity Connected", "Sewer Available", "Water Available", Water Source: "Public"

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